Scratch Checkout Review 2026: Features, Pricing, Pros & Cons

Scratch Checkout™ helps veterinary teams spend less time on payment processing and more time delivering exceptional care. It is a modern payment platform built to simplify financial workflows for busy veterinary practices. Powered by a native browser extension, it syncs seamlessly with major Practice Information Management Systems (PIMS). Invoice totals are pushed to terminals in real time and automatically reconciled back to your PIMS, drastically reducing double-entry errors and cutting down on tedious end-of-day administrative paperwork. Designed with animal welfare in mind, the platform offers adaptable payment methods that remove friction from the client experience. Digital solutions like Text-to-Pay and Email-to-Pay make it easy to secure remote surgery deposits or handle unexpected emergency invoices with pet sitters. For mobile visits at the home, barn or remote field locations, cellular-enabled mobile terminals allow you to take payments anywhere your care takes you. To combat rising operational overhead, Scratch Checkout also includes an optional credit card surcharging feature. Surcharges are automatically calculated and transparently displayed across physical terminals and digital payment links, passing processing fees only to clients who select to pay with a credit card. Because the process is fully automated, it introduces zero extra steps for front-desk staff while protecting your clinic's bottom line.